Monthly Archives: December 2016

5 Benefits of Being a Senior Citizen

Getting older is hardly something to look upon with fear and trepidation.  In fact, retirement can offer people the extra time to do things they always wanted to do but never had time for – and a whole realm of perks and benefits to make them more enjoyable.  Here are five of them:

Capture One Catalog0716Stay Fit for Less Money:

Senior fitness has never been more popular.  There are immense physical and emotional benefits to staying healthy and active as we age, and communities across the country are offering incentives for seniors to maintain a healthy lifestyle.  Check your local fitness centers for special offers as well as community centers and churches.  You may be surprised how easy it is to stay fit on the cheap.

Enjoy Discounted Travel, Entertainment, and More:

If you have not already done so, look into membership with AARP (  It only costs $16 per year to join and you can save on dining, cruises, airline tickets, hotel stays, rental cars, auto repair, apparel, and countless other benefits.  Even without an AARP membership it is always a good idea to ask retailers or service providers if they offer a senior discount.  Many of them do.

Find out if You Qualify for Property Tax Exemptions:

If you own a home, you may be eligible for property tax exemptions or Homestead Credit Benefits.  Contact your local comptroller or tax assessor’s office for additional information because property tax exemptions and Homestead Benefits vary by state and can include credits for school, county, or other types of taxes.

Take Advantage of Medicare Eligibility:

If you are retired and plan on using Medicare (, it is advisable to get enrolled some time during the three months before your 65th birthday.  This assures that you will be covered the day you turn 65.  It also helps you to avoid the 10% cost increase that comes every year past the age of 65 that you wait to enroll.

Get a Free Medicare Physical:

Medicare offers a one-time physical exam for free for all individuals covered under Part B.  Utilize the time before you turn 65 to find out which doctors in your area offer these free exams and what tests they include.

For additional information on benefits available to you as a senior citizen, visit for more info.

Grieving the Loss of a Loved One With Alzheimer’s

capture-one-catalog0293Grieving the loss of a loved one who has been living with Alzheimer’s can be difficult.  Often times, the grieving process begins long before a person passes away as we see their physical presence go unchanged while their inner-self unravels little by little.  It is a type of grief that consists of multiple losses and intensifies over time – culminating with the final loss of death itself.

Feelings of guilt can be common

Because this ongoing process can be so arduous (59% of caregivers feel on call 24 hours a day), research from the New England Journal of Medicine shows that over 70% of people who have a loved one with dementia feel a sense of relief when that person dies.

Experiencing these emotions can lead to feelings of guilt and shame, but it is normal to feel such relief.  It in no way indicates a lack of respect for a loved one who has died.  In fact, the relief felt is often times connected to the person who died and an understanding that they are no longer suffering the effects of Alzheimer’s and are in a better place.

Take time to grieve

After the loss of a loved one with Alzheimer’s, it is vital that you take all the time necessary to grieve.  Emotional reactions may include sadness, shock and pain, anger, emotional numbness, and an inability to accept the situation.  Some may feel difficulty adjusting to life without their loved one – especially if they played the role of caretaker and invested so much time in that person’s well-being.  If you are experiencing these difficulties, or if you have become depressed, it is important to connect with someone you trust and share your feelings with them.  This is especially true during the holiday season.

At some point, when you feel you have grieved appropriately, it will be time to return to normalcy.  Going to work, plugging back into your social circles, attending to church, getting involved in your favorite hobbies again, volunteering – these are all good steps to take.

If you are currently caring for a loved one with Dementia and looking for help, or if you have recently experienced loss and have questions, we would be honored to help walk you through your journey.  Simply visit for more info.